Manchester City Council

Benefits & Support The money we count when we work out Housing Benefit and Council Tax Support

We count the money you earn from work (including any overtime pay you get) after money has been taken off for:

  • Income tax;
  • National Insurance;
  • half of any money you pay into a pension fund; and
  • some childcare costs if you work and pay for childcare for your children under 15 (under 16 if the child is disabled). The childcare provider must be approved, for example , a registered childminder, a day nursery, a children's centre, an after school scheme and so on.

We count any money you earn from self-employment. We need to see your most recent certified accounts so that we can work out your net profit after deductions for:

  • Income tax;
  • National Insurance;
  • half of any money you pay into a pension fund; and
  • some childcare costs if you work and pay for childcare for your children under 15 (under 16 if the child is disabled). The childcare provider must be approved, for example , a registered childminder, a day nursery, a children's centre, an after school scheme and so on.

We also count any other money you have coming in. This includes

  • most social security benefits, such as retirement pension, contribution-based jobseeker's allowance
  • most maintenance you get (but not maintenance for a child)
  • works pensions
  • private pensions, even if paid for by a partner who has since died
  • credits or tokens from Local Exchange Trading Schemes (LETS). Providing services in LETS counts as work and we treat the credits as earnings which we need to value.

This is not a full list. You must tell us about all the different types of money that you have coming in.

If you have savings or capital between £6,000 and £16,000, or between £10,000 and £16,000 if you or your partner are above the qualifying age for State Pension we add an extra amount for this to the money we count each week. We call this 'tariff income'. We work this out in two different ways.

Below the qualifying age for State Pension 

 Above the qualifying age for State Pension

For every £250 (or part of 250) over £6,000, we add £1 to the money we count each week.

For every £500 (or part of £500) over £10,000, we add £1 to the money we count each week.

You can see how we work out tariff income in more detail.

Find your state pension qualifying age on the government's website.

If there are any changes in your income or savings you should let us know immediately.

 

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